Investing in private markets can deliver premium returns and help with portfolio diversification. While some investors associate private equity with more risk, the asset class is increasingly utilized in a wider swath of portfolios. Clients with long-term investment horizons should consider adding private equity, private real estate and private debt to their portfolios.
February 2022 - Variations on a Theme
While February began with eyes on Fed Chairman Powell’s hawkish stance, inflation and a focus on the job market, the resounding theme was Russia’s invasion of Ukraine during the last week of the month. As this evolved from a low likelihood event to a distressing reality, markets adopted a risk-off stance. As we outlined in our 2022 Outlook – Navigating Moderation, volatility would be the recurring theme for the year. That said, we certainly did not foresee armed conflict as a driving factor.
Unique Planning Items for 2020
2020 has brought a handful of unique financial planning opportunities for individuals and families to consider with the passing of the SECURE Act (December of 2019), CARES Act (March of 2020), receipt of the Paycheck Protection Program (PPP) program for small businesses, and many one-time COVID-19 regulation exceptions. It is more important than ever to talk to your financial professional/advisory team now about how these new regulations my impact you and your family. A portion of these strategies may take extra time to implement, so if you wait until November or December, it may be too late.
Our Financial Framework: Translating financial goals into reality.
Our team answers many questions but none more important than “How do my goals become reality?” To help answer this question, we introduce an evaluation framework to help determine progress and weigh decisions throughout your financial journey. At the core of this framework are four components: spending, savings, investment return, and opportunity cost.